As one of the largest membership organizations in the world, AAA has a large and loyal audience. Its 61 million members are an ideal target for the company to partner with for a credit card.
The AAA Member Rewards Visa Signature(r) card offers an excellent opportunity for anyone who travels to earn substantial cash back on their trips. It has no annual fee and an impressive 3% cash back earnings on both travel and AAA purchases, plus 2% cash back on groceries, gas and drug stores.
What bank issues AAA Mastercard?
It also doesn’t have a maximum earnings cap, and it doesn’t exclude wholesale club purchases from its earning tiers, making it an attractive option for anyone who makes frequent travel and grocery purchases.
New cardholders can get a $200 statement credit bonus when they spend $1,000 within 90 days of account opening. This is a competitive offer for an introductory card, and it’s comparable to many other cards offering similar benefits.
This card can be a good choice for consumers.
This card can be a good choice for consumers with low to moderate credit card debt and a high FICO score, though approval may be conditioned on other factors, such as income and debt.
There are also no foreign transaction fees on the card, and it has a 12-month 0% introductory APR promotion for balance transfers aaa credit card login. This is particularly useful for those with multiple balances, as it allows them to pay down their credit card debt without incurring additional interest.
The card’s security features
The card’s security features make it a safe choice for travelers, including protection against fraudulent purchases and access to a monthly FICO score. It also features optional overdraft protection, which lets you use your card to cover a shortfall in your checking account balance.
It also has an introductory APR of 0% for 12 months on both purchases and balance transfers, which can help you reduce your existing credit card debt faster than most other cards. This is especially true if you have an existing credit card balance that you want to pay off completely during the first year, which helps you avoid interest charges on new purchases.
A 5% intro cash back bonus for the first $500 in eligible purchases per calendar quarter is available when you sign up and activate your account online. After that, you can earn 1% cash back on all purchases.
This bonus is worth a significant amount of money over time, and it can add up to a decent percentage of your total spending each month. But, like any introductory offer, it’s important to keep in mind that you’ll likely need to use your card frequently to earn the bonus.
If you don’t travel often, the AAA Member Rewards Visa Signature(r) may be a better fit for you. It has no annual fee and a robust rewards program that earns you a 3% cash back on travel and AAA purchases, 2% back on groceries, gas and drug stores, and 1% back on everything else.
